Insurance Products

Imagine having your insurance presented in an easy, understandable way so that you can make the right decisions about how you choose to spend your money on insurance. Wayne Lucas Insurance makes getting insurance simple and easy.

HOME

Like most people, Your home is a sacred place and it’s our expertise in knowing how to protect it!

CONDO

Condo Associations only cover the structure of the condo building which means you’re liable for insuring your own unit. We make sure it’s properly insured.

BOAT

It’s easier to relax when you take the boat out on a beautiful day knowing that you have proper insurance coverage in place.

RV

Enjoy your travels even more knowing you have proper coverage for your adventures.

AUTO

We spend a lot of time in our cars so you will feel at peace knowing your coverages and what your protected for.

RENTERS

Renters are exposed to the same hazards as homeowners, it’s important to make sure you have the right coverages for your personal property.

FLOOD

Just because you don’t live in a high flood risk area doesn’t mean it’ll never happen to you. We make sure you are well informed on flood protection.

MOTORCYCLE

We’ll help you get on the road with smart, customized coverage—no matter where the journey takes you!

UMBRELLA INSURANCE

SAVE MONEY AND GET A PEACE OF MIND

HELp secure your family

PROTECT YOUR FUTURE WITH LIFE INSURANCE

Life Insurance is a very important topic although it’s not one most people like to talk about it. Addressing your own death is not something you may want to discuss but there are many reasons why it’s important to have a life insurance plan in case something unforeseen happens to you. Life Insurance is about making sure that your loved ones are financially secure.